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 FACTS WHAT DOES CAPITAL AUTO BROKERS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and transaction history credit history and payment history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CAPITAL AUTO BROKERS (a financial company) chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does CAPITAL AUTO BROKERS (a financial company) Share?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
information about your creditworthiness No We do not share
For our affiliates' everyday business purposes - No We do not share
For our affiliates' everyday business purposes - information about your transactions and experiences No We do not share
For our affiliates to market to you No We do not share
For our nonaffiliates to market to you No We do not share
Can you limit this sharing? To limit our sharing Call 919-855-9504 or visit us online. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?

Call 919-855-9504 or visit us online

Who we are
Who is providing this notice? DealerCentric, Inc. on behalf of CAPITAL AUTO BROKERS (a financial company).
What we do
How does CAPITAL AUTO BROKERS (a financial company) protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CAPITAL AUTO BROKERS (a financial company) collect my personal information? We collect your personal information, for example, when you open an account or apply for a loan. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

 

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